The 26 Best Money-Making Apps of 2022

Can you guess the number of users of smartphones around the world?

Statistically, not. But you will be baffled to know that it is not a million, but there are more than 3.5 Billion smartphone users worldwide. 

“The goal isn’t more money, the goal is living your life on your own terms.” By Chris Broga is exactly what I want to say. Do you want financial freedom? Do you wish to travel? you want to live as you want?, for all this you need to hustle hard.

Definitely with money making apps you can earn limitless. There are no boundaries set or a limitation is imposed on you. 

We spend hours on pointless activities from scrolling through instagram, checking whatsapp updates. Sending snaps! By only using a minimum 2 hours a day you can earn your daily expenses. 

How to access get Money making apps 

Money making apps are not restricted to particular user or either you have to pay some kind of fees to avail its services and earn money. 

Money making apps can be many types mostly they are of affiliate tie-ups, referrals and rewards, and cash back reward schemes. Detailed information of all the works are provided in the application or its websites. 

How to Sign-up in Money making apps 

  • You have to download apps from Play store, if iPhone users, App store.
  • Application would ask you to login through your Email ID, you can provide your Gmail, yahoo, rediff, etc
  • Fill in the personal details 
  • Grab the fantastic opportunities and earn with the comfort of your home.

Plus Points 

  • User-friendly
  • Flexibility
  • Easy money 
  • No investments 
  • Unlimited possibilities


  • Takes time to be a Pro
  • A good internet connection
  • Requires intensive study and involvement

Best money earning apps in India for 2022

1. Dream11

Dream 11 is India’s biggest fantasy sports platform. Build your own virtual time and showcase your team creations skill. After the match, the winning amount is directly deposited in the bank account.

With a hassle-free process just log in to the app with your Gmail account and start creating based on real team sports players. Earn points through every winning match and receive notification of deposit amount by Dream11.

You have to use your own team-building skills, planning and executing it accordingly; Luck is a traitor, beware.

Ratings: 4.5 STAR

Download: Dream11: Fantasy Cricket App

Also Read: Here is the best Medicine Delivery Apps in India 2022

2. PhonePe

PhonPe a best UPI payment app. It was the first application who started using UPI function and started the revolution of digital payment era. 

At the comfort of your home ,you can pay your DTH bill, electricity expenses, and numerous expenses and receive rewards, cashback and coupons on every transactions. 

A supreme app which ensures safety and faultless transactions. Moreover, you can also receive great deals with giant e-commerce websites like Flipkart, Myntra or Jabong. 

Ratings: 4.3 STAR  

Download: Play Store App Store 

3. Google Opinion Rewards

Google Opinion Rewards is the best way to generate money by giving opinions on specific areas. The most popular app to earn money with ease.

It will ask you simple questions regarding hotels, places, and merchants’ satisfaction surveys. The question will be related to What place do you want to travel to next? Which logo is the best? Which promotion is most compelling? 

Download the Google opinion reward app, fill in the details. Most importantly, you must have a Gmail account to earn money. A response to the per survey will make Rs 32. The amount will be credited through Goggle Pay credit or PayPal credit.

Ratings: 4.5 STAR  

Download: Play Store App Store 

4. Google Pay

Google pay is the board app. Due to its privacy and security, it has grabbed the market. Moreover, previously Google Pay was known as Tez. 

With an easy-to-use application, scan and pay with a blink of an eye, transfer the amount in need, pay your monthly bills instantly, etc. 

You can receive cashback on your Google Pay account with as many payments you made and earn a reasonable amount on referrals. 

Ratings: 4 STAR 

Download:  Play Store App Store 

5. Dosh App

Dosh apps provide you cashback on the specific restaurant you dine in and hotels you stay in and pay using the Dosh application.

It helps you earn money by rewarding you with cashback while paying in shopping, eating in a restaurant, and hotels. Download the application, link your card, pay using the Dosh app and receive cashback on specific restaurants and hotels. 

A convenient app with a good user interface. A decent app to earn passive income every time you book a hotel, eat in a restaurant, and pay in the shopping complex.

Ratings: 4.5 STAR 

Download: Play Store App Store 

6. Meesho

Meesho is a highly recommended app for reselling. The best option for work from home, for students, moms who want to earn within their house without extra cost. If you are an individual who wants a second income, Messho is the correct application.

The ingredients required are smartphones and a good internet connection, without investment capital and a physical shop. 

Download the application, register yourself, post the photographs and description of the product on social media platforms like the Facebook marketplace, telegram, Instagram, etc. and sell the product, including your commission. I never knew earning was so simple..   

Ratings: 4.1 STAR 

Download: Play Store App Store 

7. Current Rewards- Earn Cash Rewards

Current Rewards: Earning cash rewards is the most straightforward way to earn from the application mentioned. Download the app and register yourself. 

How will you earn? Listen to the top songs worldwide on over 1,00,000 radios, play high-quality graphics games, and achieve your gifts. 

A suitable app for students and music lovers to enjoy seamless music and earn money. Its subscription is free no additional charges to make your side income. 

Ratings:  4.4 STAR

Download: Current Rewards- Make Money & Earn Cash Rewards

8. Roz Dhan

Roz Dhan is an entertainment app where you can earn with more minor difficulties. It is entertainment where you can make multiple rewards by seeing videos, reading articles, playing games, and many more. 

You can earn points by answering surveys, solving riddles, enrolling in competitions, checking your horoscope, visiting well-known sites. Moreover, you can earn points by walking, so a health-conscious app either.

Your rewarded points get credited to your Paytm wallet. The best app to recover your daily as well as your data expenses. 

Ratings: 4.2 STAR  

Download: Roz Dhan: Earn Wallet cash

9. U Speak We Pay

You Speak We Pay explains itself. You have to speak your native language and earn money. Only for saying you make money, now at you need more. 

This app records numerous voices of different languages spoken across India and enhances its AI technology. 

All you need to do is download the application, register yourself, select your preferred language, read out the message displayed on your screen clearly, and successfully credit the amount to your account.

Ratings: 3.5 STAR 

Download: U Speak We Pay

10. Swagbucks

Swagbucks is a survey and a task app, wherein you have to complete surveys, participate in quizzes, play games, read articles, visit renowned websites, watch ads, and many more. A perfect way to earn money immensely.

Payment is made in dollars (USD), gift cards, vouchers, merchandise, so you must have a Paypal account to redeem your points into money. You will receive a 10% commission lifetime for inviting your friends.

The application operates in many countries like India, Canada, Australia, France, Germany, Spain, Portugal, the USA, etc. Download the app, register yourself from a Gmail or Facebook account, and earn fast cash.

Ratings:  4.2 STAR

Download:  Play Store App Store 

11. Cointiply

Cointply is a best-earning app in India. Your task is effortless; you have to watch ads, participate in online polls and surveys, enroll in various contests, watch videos, downloading apps, and many more.

As the name suggests, this app pays you in coins, not in gold or silver coins but Bitcoins and Dogecoin; to earn money, you have to download the exchange app like WazirX, Unocoin, or Crunchbase. 

Convert your valuable coins into money and get deposited into the account. This app also provides attractive loyalty bonuses up to 2X rewards. 

Ratings: 4.5 STAR 

Download: Cointiply – Earn Real Bitcoin

12. Userfeel

Userfeel software principle revolves around providing feedback of websites to business. This app answers the question “What is user experience and user interface?” So all you need to do is provide your experience on certain apps and websites. 

An effortless money making app. You have to enroll in tests, provide feedback, explore and visit new websites and perform basic tasks to earn money. This app pays you $10 for each test you complete.

After downloading the app, you have to undergo a “qualification test” and it will record your voice and screen, and upload it to the Userfeel server. Each survey lasts for 15 to 25 minutes.

Ratings: 3.1 STAR 

Download: Play Store App Store 

13.  Databuddy

Databuddy is a prominent app and gaining popularity in this generation. It offers you the most straightforward task to receive cashback. All you have to perform is a simple task: share GIFs on social media platforms, download apps,  share pictures on social media groups, and many more.

It offers cashback from multiple renowned e-commerce apps like Jabong, Amazon, Flipkart, Myntra, and many more. It acts as a bridge between the Paytm wallet and its interface. 

Moreover, you can earn money through referrals links; in groups, more purchases from your referrals links, more amount gets credited into your accounts.

Ratings: 3.5 STAR   

Download: Databuddy: Earn Wallet Cash

14. Sheroes

Sheroes is a safe and secure platform only made for females. A greater community developed for women only to develop their skills by uploading videos and images of relevant skills. A reliable platform to generate considerable knowledge. 

This app allows women to earn by providing various job opportunities; even if a woman is less skilled, you no need to worry about every available job. It also has career development skills, from great professionals, online courses, learning new skills, etc. 

It also provides safety guidance, administrative help, free health advice, beauty and fashion tips, work from home options, food, counseling services for domestic violence, treating clinical depression, getting the right pregnancy advice, parental information, baby care advice, and vaccinations.

Ratings: 3.5 STAR 

Download: Play Store App Store 

15. TaskBucks

TaskBucks include a fundamental piece of work to earn money seamlessly. It offers a simple task for downloading apps, visiting numerous websites, playing videos, seeing ads, reading articles, completing surveys, participating in daily contests, and many more.

You can also earn by inviting your friends with referral links and sharing articles. Every download with your referrals link earns you Rs 70 per download. Participating in daily contests makes you point 10,000 and converts it into instant cash.

It offers you mobile and data recharges. To convert your earned points into instant cash, you have to download Paytm wallet and Mobikwik and transfer your coin into it.

Ratings:  4.3 STAR

Download: Task Bucks: Earn Wallet cash & Recharge

16. HealthyWage App

HealthyWage App is a health and fitness app. An outstanding moderator to guide and train you for a workout, and with your training, you can earn money. 

By providing cash prizes, this app is an incredible motivator. If you exercise daily or want to be a fitness freak, this application takes the position above all. 

You have to participate in the challenge by investing a small amount of money; if you win the challenge, you can win up to Rs 50,000, but if you lose, the money you invested is gone to the HealthyWage app for its support. 

Ratings: 4.5 STAR 

Download: Play Store App Store 

17. Survey Junkie 

The best app to earn a passive income. Without revealing your identity, this app asks you a questionnaire and sends your feedback to market research companies. So, your personal information is safe with Survey Junkie.

Online surveys last for 15 minutes, and surveys are based on your profile. Complete your surveys in exchange for virtual points. Convert your virtual points into e-gift cards of amazon and prominent companies or transfer them to your PayPal account. 

Download the app, and register yourself, a hassle-free process. Answer the question and get yourself virtual points. One hundred points can redeem up to $1, which you can convert to an e-gift card. If you want it through your PayPal account, you must have 500 virtual points.

Ratings:  4.4 STAR 

Download: Play Store App Store 

18. Rakuten

Rakuten was previously known as Ebates. Today‘s best-known cashback app is up to 40% and a minimum of 1%. A fantastic application to receive cashback on every purchase; in general terms, you have to spend money to make money.

You can browse available cashback deals by store, brand, and category directly through the app. Cashback can be in the form of gift cards, vouchers, travel, etc. 

How will you earn? It is as easy as shelling peas, downloading the app, creating an account, browsing through numerous retailers, making transactions, and receiving your cashback. You will receive cashback through PayPal or a check every three months.

Ratings: 4.2 STAR 

Download: Play Store App Store 

19. Ibotta 

Ibotta primarily works for groceries, steadily and gradually, it expanded its products into entertainment, clothing, eating, pet supplies, and many other options wherein you can purchase goods and earn points to avail cashback.

You can earn rewards via three methods: link your retailer loyalty accounts before making a purchase, add an offer and upload the photo of the receipt in Ibotta or make purchases through the Ibotta app. 

Convert virtual point into instant cash and withdraw it through PayPal or a direct account. You can also convert your points into e-gift cards. You can remove a minimum $20 amount from the app.

Ratings: 4.5 STAR

Download: Play Store App Store  

20. UpWork 

Upwork is the World’s work marketplace for freelancing. Freelancers provide multiple assistance to clients they are working for. Freelancer works include content writing, virtual service, web developer, programmer, graphic designer, etc. 

Many people are working daily and getting paid at an hourly rate. You have to create a profile to get started, add your qualifications, the field you are interested in, and desired rates. Upload your proposal, and if a client is interested, they will contact you. 

You can receive many payments mediums via Paypal, direct to your bank account, wire transfer, Instant Pay, Payoneer, etc. Extra charges are applicable for international transactions. Make sure you check the details thoroughly. 

Ratings:  4.1 STAR

Download: Play Store App Store 

21.  Fiverr 

Fiverr hosts some of the best deals for freelance work in most industries, from copywriting to logo design and many more. Fiverr is the world’s largest marketplace for digital services where individuals or companies can find freelancers with a skill that suits their needs. 

You have to create an account and register yourself. Add in all the relevant details that attract your client to your offer. You must upload your skill and what type of work you are providing; contact you. 

You ng. The client can directly receive your payment via a Paypal account, direct bank transfer, or Fiverr revenue card. There could be extra charges for international transactions, come into the contract before checking the details. 

Ratings:  4.6 STAR

Download: Play Store App Store 

22. Mist Play 

MistPlay rewards you by playing games. Isn’t this cool? While you are playing games, you can earn money on the same hand. What do you have to do? Download the app and start using the games available on the app.

Earn points for playing video games and convert them into instant cash. The app is available for free, with no extra charges. The loyalty programs in the games can earn you credits in Visa card and Stream credits.

 You can redeem your points into e-gift cards from prominent companies like Amazon, Starbucks, iTunes, Nintendo, and Xbox. This app will soon be available on the App store.

Ratings:  4.2 STAR 

Download: MISTPLAY: Rewards For Playing Games

23. Shopkick

Shopkick is the highest rating app in the App store and a relevant app for money-making. Keep in mind, Shopkick only pays you through e-gift cards, and you cannot exchange them for money. E-gift cards are of recognizable industry.

Download the app and sign-in in to get to the journey of money-making. You can earn gift cards by walking into stores without making purchases, scanning through barcodes of specific products, purchasing certain items with your Shopkick linked card, etc. 

Walmart, target, and amazon gift cards are perfect gift cards as a reward.

Ratings: 4.2 STAR 

Download: Play Store App Store

24. LOCO

Loco is an online quiz streaming app where quizzes are conducted from time to time, and interested users participate and earn points. It is a live streaming gaming platform for Indians only. If you are a user other than India, this app is not for you. 

This app is available in multiple languages, including Hindi, Marathi, Bengali, and Tamil. It is popular among college and school students due to its impressive interface. 

You can redeem the points with Google Play vouchers.

With quizzes, you can also play games, create a room and invite your friends over. Single games are also available like Knife Ninja, Furious Road, Aqua Shooter, Bubble Shooter, Merger Mania, Tetroid, etc.

Ratings:  3 STAR

Download: App Store Play Store 

25. mCent

mCent is ideal for social users; whether you are a school student or a college student, this app can earn daily income. 

How did this app work? This app works with referrals. The more referrals you share, the more commission you earn. It rewards you by setting specific tasks, including downloading the app, watching videos, visiting websites, and opening affiliate links. 

To get rewards, you have to surf the internet, watch certain movies and videos, read the latest news of certain websites, complete online chores, and check Facebook. Receive seamless amounts on your PayTm by completing your task.

Ratings:  2.9 STAR

Download: mCent Browser – Recharge Browser

26. DooCash

The DooCash app principle revolves around providing entertaining videos. You can earn by viewing videos and ads, participating in quizzes, playing amusing graphical games, and completing online surveys.

How will you get paid? This app rewards you in cash prizes, pre-paid vouchers, and bitcoin currency. This is not it; it offers multiple gift cards from renowned companies like Google, iTunes, and Amazon. 

It also provides free vouchers and other incentives and rewards. Once you accumulate 3000 points, you can redeem the points into instant cash. You have to download the app, fill in the details, and start participating.

Ratings:  3.9 STAR

Download: DooCash – Get Free Rewards


With such great money-making tools, you can be your boss. Above mentioned applications are unique in their way. Each has its different goals and perspective. Using these applications can be considered a side hustle or a part-time job.

I have curated an impressive list of applications keeping every type of reader, including students, parents, professionals, moms, etc. 

Money-making applications are efficient and can provide a regular and steady flow of income. Some applications offer money based on referrals incentive programs, payback reward systems, and affiliate tie-ins are all part of these applications.

Most Indians keep money-making apps as their second income. You can transfer your amount earned into the direct bank, or you can deposit them to your Paytm or another wallet, or you can redeem them with gift cards.


Q1 Which is the easiest app to earn money? 

Ans: MistPlay is the easiest way where you can earn income by playing video games from app. You need to download a seperate app to play video games. 

Q2 Does money making app really works?

Ans: Money making apps are the easiest way to make money, with the help of your smartphones and a good internet connection and a money making app can earn you money. By watching videos, ads, visiting various sites, downloading certain apps, etc. earns you point and with that point you can redeem into instant cash, e-cards, vouchers of prominent companies.

Q3 What are the chances to face a scam? 

Ans: Keep a keen eye on the review table while downloading the program. Check thoroughly reviews in play store or app store and check 3-5 complaints that user posted. Programmers cannot have the access to delete the review. 

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